Lectures
Neue Digitale Akteure und ihre Rolle in der Finanzwirtschaft: Eine Analyse des deutschen Marktes unter besonderer Berücksichtigung von Datenschutzaspekten
In this lecture Prof. Hornuf will deal with three topics. First, the chances of success of the new digital players in the financial industry in Germany are analyzed. Secondly, the focus is on the handling and use of user data by the FinTechs. For this purpose, an analysis of the data protection declarations of 375 FinTechs active in Germany will be carried out for the first time. Thirdly, the business models of FinTechs, their cooperation with banks and regulatory issues are analysed.
Discussion: Neue Digitale Akteure und ihre Rolle in der Finanzwirtschaft
Panel discussion on the lecture "Neue Digitale Akteure und ihre Rolle in der Finanzwirtschaft: Eine Analyse des deutschen Marktes unter besonderer Berücksichtigung von Datenschutzaspekten". Among the discussants were the president of the ifo Institute, Prof. Dr. Clemens Fuest, and the founder of the Baader Bank, Uto Baader
Panel Discussion Marktwächter Studie: E-Payment - Wie sicher sind unsere Daten beim Bezahlen im Netz?
Lars Hornuf as a guest at the panel discussion on the publication of the Marktwächter study:
Electronic payment methods such as Amazon Pay, Paypal or instant bank transfer are very actively used by consumers when shopping on the Internet. At the same time they have concerns: How is their data used? How secure are the procedures? Together with experts from data protection, business, science and consumer protection, we discussed the challenges and opportunities of electronic payment methods and presented the latest findings from market observation.
About a paper in the Journal of Corporate Finance
How can companies benefit from crowd investing? Small and medium-sized enterprises (SMEs) in particular often have problems obtaining financing from traditional banks. Crowd investing offers these companies a new opportunity not only to obtain capital, but also to receive support from a large number of investors (e.g. by networking with new business partners or by making suggestions for improving products). Crowdinvesting also provides support to SMEs from the industrial middle class. Our research results illustrate how SMEs can make efficient use of crowd investing in their day-to-day operations.
Lars Hornuf and Jens Spahn on FinTechs in Germany at the hub Conference 2016
FinTechs in Germany, hub conference 2016
Small and medium-sized enterprises (SMEs) in particular often have problems obtaining financing from traditional banks. Crowd investing offers these companies a new opportunity not only to obtain capital, but also to receive support from a large number of investors (e.g. by networking with new business partners or by making suggestions for improving products). Crowdinvesting also provides support to SMEs from the industrial middle class. Our research results illustrate how SMEs can make efficient use of crowd investing in their day-to-day operations.
Speaker on the Peking University/ Stanford University/ Oxford University Internet Law and Public Policy Conference
Lecture on the topic Regulating Crowdinvesting
The rapid progress of Internet technologies and electronic commerce has brought numerous new and difficult challenges to the existing legal regime. Thanks to the generous support from TencentCorporation, Peking University Law School has collaborated with Stanford Law School in co-organizing of an annual Conference on Internet Law and Public Policy since 2012, with venue rotating between Beijing and Palo Alto, to tackle some of the most pressing issues.This year, we are very pleased to announce a further expansion of this collaboration: Oxford Law Faculty, which has been at the forefront of legal research, is teaming up with this effort. Hopefully this tri-continental conference will provide a much-needed international academic platform for extensive and in-depth exchange of viewpoints and joint studies for the betterment of future development of electronic commerce, services and public policies.